With a beautiful city skyline welcoming old and new residents, the largest city in Kentucky — Louisville — rests along the Ohio River. While visitors see a large metropolitan area, locals see a cluster of neighborhoods full of small-town energy. The area is full of exciting events and opportunities as well as locals overflowing with Southern hospitality. Louisville, Kentucky, is a lovely place to retire, with endless senior living opportunities and an affordable cost of living.
Seniors with Alzheimer’s disease and other types of dementia can continue feeling at home in Louisville thanks to memory care communities that maintain a homelike environment. These memory care facilities not only provide qualified care for those with memory loss but a sense of security for caregivers concerned about their loved ones.
A Place for Mom partners with 17 memory care communities in a 10-mile radius of the West Buechel neighborhood in Jefferson County. Through our partner communities’ information and local research, we’ve compiled this comprehensive guide to memory care in Louisville. Many caregivers may worry about their loved one’s safety, and seniors may worry about their lifestyle changes. This guide helps answer the following questions to ease this tension:
Additionally, you’ll find local resources to help you further understand and protect your loved one’s rights in a memory care facility. You’ll also get an idea of what it’ll be like for your loved one to retire in Louisville and enjoy the area.
I visited a few different places before recommending Rose Anna Hughes Home for my mother-in-law. As the director gave me a tour, I was impressed with the fact that she not only greeted every resident by name...
From a close and personal , one year, experience at Morning Point Senior [removed] I am sure whoever is looking to relocate a Mom or a Dad to a senior living community would relate to our story.When it...
I chose this facility because I was in a time crunch and they had something available immediately. This facility is very clean and decorated nicely. They are pet they are a pet-friendly community which is...
Great Dementia unit. Staff are very caring and seem to enjoy working with people with memory issues. My mother seems to be happy and has adapted well to her environment. I am very pleased with the facility....
When I first took my mom to Treyton Oak I was very emotional [name removed] at the desk said to me don’t worry it’ll be fine , And it was.. Everyone from administration to nursing to nursing aides were...
Wonderful facility. The care that they have given my aunt is exceptional. The layout/design of the facility is beautiful and the staff, even more so. They seem to take a genuine interest in their...
My Mother is really enjoying her stay here. She is truly happy here and I’m glad we picked this facility. The staff is wonderful and they are taking care of all her needs. No matter what, they are always...
We live out of town but our family who lives in town and close to the community say the people there are very sweet, and since our loved one has moved in she has felt right at home. We would absolutely...
My sister is doing very well since her move to this community. They have been excellent, and I'am satisfied with her move here. We really like the staff, they are taking good care of her. They have nice...
This place is wonderful! My aunt has lived here for about a year and a half (maybe closer to 2 years) and loves it. She has made some new and now very dear friends, she loves the staff and they love her....
We developed a proprietary recommendation system that orders Louisville community options based on factors we know are important to seniors and their families:
We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information
We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities
Our memory care partners in Louisville average a monthly cost of about $4,410, according to A Place for Mom’s proprietary data.[01] This is based on what seniors paid in the past 12 months and includes room and board, as well as any add-on fees that families opted for.
The cost for a memory care community can vary depending on the location, amenities, care needs, and floor plan. For example, the starting price for a semi-private memory care room is about $1,000 more than a private studio, according to our data for the market median prices.[01] Regardless, your loved one can live a convenient and safe lifestyle in their new home with baseline costs that typically include the following:
Not to mention, a majority of our memory care partners in Louisville offer services for urinary incontinence, and all partners include diabetic care. Similarly, a memory care community may offer many other personalized care services to best accommodate your loved one’s needs. For example, some care services may be modified, such as what type of daily living activities your loved one needs help with or how many wellness checks they receive throughout the day.
In addition to care services, memory care communities work to promote a safe living environment with fulfilling senior-friendly amenities. Many of our memory care partners are accessible, so seniors can easily navigate the facility. Some units also have wheelchair-accessible showers and/or ground floor units. Your loved one can feel at home and enjoy common amenities like the following:
Our partner memory care communities work to accommodate personalized needs. However, some services may cost extra, such as the following:
The following prices are average baseline costs fees for memory care communities in the broader Louisville metropolitan area. These baselines do not account for add-on services or fees. This cost information can help you compare costs across the region.
While the cost of memory care may feel overwhelming, many families have more options than they realize in paying for memory care for their loved one. This is why we compiled information on different ways you can pay for memory care. Many seniors combine private income sources like savings, Social Security benefits, or investment income with public assistance like veterans benefits, Medicaid, and Medicare.
When deciding how to pay for a memory care community, most seniors and their family members start by looking at their private income sources — like savings, Social Security benefits, pensions, and investment returns. Check out some other private pay methods that our partner residents and their families opt for to pay for their ideal memory care community:
Yes, veterans benefits can help cover anything that improves your loved one’s quality of life, like memory care. A wide range of benefits are available through the Department of Veterans Affairs (VA). Often the most substantial and generous is the Aid and Attendance benefit. However, there are numerous other benefits and pensions available.
The VA has an extensive list of available veterans benefits, so there’s a good possibility your loved one qualifies for some type of benefit or pension, especially if your loved one has a dementia diagnosis. Thankfully, there are many resources to help seniors and their families understand both benefits and complicated eligibility requirements. The best way to start is by reaching out to a veterans service organization (VSO). These VA-vetted nonprofit organizations advocate for veterans, assist with applications, and help ensure seniors access all the benefits they’re entitled to.
Reach out to the following local resources for VA benefits assistance and advocacy:
Resources for Louisville veterans
Louisville Regional Office
321 W. Main St., Suite 390
Louisville, KY 40202
Hours: Monday through Friday, 8 a.m. – 4 p.m.
Kentucky Department of Veterans Affairs
1111B Louisville Road
Frankfort, KY 40601
Phone: 502-564-9203
Fax: 502-564-9240
Clark County Veteran Service Office
County Veteran Service Officer (CVSO): Ronnie Iglesias
Assistant CVSO: Ashley Strange
300 Corporate Drive, Suite 101
Jeffersonville, IN 47130
Phone: 812-285-6345
Fax: 812-280-5628
Indiana Department of Veterans Affairs
777 N. Meridian St., Suite 300
Indianapolis, IN 46204-2738
Phone: 317-232-3910
Fax: 317-232-7721
Toll free phone: 800-400-4520
Kentucky Medicaid and Indiana Medicaid help low-income people, seniors, and those with disabilities receive health insurance. While this health care coverage doesn’t cover room and board costs in a private memory care community, it can help with some long-term care services. Both Kentucky and Indiana also offer Programs of All-Inclusive Care for the Elderly (PACE), a Medicare and Medicaid program that helps seniors living in a community — like a memory care community — access multiple health care services, such as the following:
Additionally, both states extend home and community based services (HCBS) waivers to help cover medically necessary care services in your loved one’s community of choice.
Depending on the community type, Medicaid’s home and community based services (HCBS) waivers can help cover certain care costs on-site. However, Kentucky and Indiana have different types of waivers for their senior residents.
Kentucky’s Home and Community Based (HCB) waiver: This waiver helps Kentucky residents receive coverage for care services like attendant care, where a professional assists with activities of daily living or instrumental activities of daily living. Additionally, if you’re looking to prevent caregiver burnout, this waiver can help cover specialized respite care.
Indiana’s Aged and Disabled waiver: This waiver enables Indiana residents to receive care services covered by Medicaid in their residence or community of choice. This waiver can also facilitate community transition services for the recipient, helping them adjust to their new living situation. Additionally, if their memory care community doesn’t have emergency systems or wander prevention technologies, your loved one may qualify to receive coverage for a personal emergency response system.
Likewise, Indiana offers a Hoosier Care Connect program, helping seniors aged 65+ and those who are blind or disabled who don’t qualify for or receive Medicare.
While these waivers are different, many of the services they cover overlap, like the following:[03,04]
Yes, both Kentucky and Indiana know that Medicaid benefits are difficult to understand. You or your loved one can access useful resources in the Louisville area that will help you understand and apply for eligible Medicaid benefits. Prior to applying for these benefits, reach out to your local area on aging agency or the Kentucky Department of Medicaid Services office to ensure your loved one is not missing out on beneficial coverage. Below you’ll find helpful links to these local resources.
Louisville resident Medicaid resources
Kentucky Department for Medicaid Services
275 E. Main St., 6W-A
Frankfort, KY 40601
Phone: 502-564-4321
Email: dmsweb@ky.gov
Clark County Division of Family Resources
285 Quartermaster Court
Jeffersonville, IN 47130
Telephone/fax number: 800-403-0864
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.
Kentucky Office of Dementia Services
Jennifer Craig
Dementia Services Coordinator
275 E. Main St., 3E-E
Frankfort, KY 40621
Phone: 502-564-6930
Email: hcbinquiries@ky.gov.
Area Agencies on Aging and Independent Living
Kentuckiana Regional Planning & Development Agency (KIPDA) Aging and Disability Resources
11520 Commonwealth Drive
Louisville, KY 40299
Phone: 502-266-5571
Fax: 502-266-5047
Lifespan Resources, Inc.
33 State St., Third Floor
New Albany, IN 47151-0995
Phone: 812-948-8330
888-948-8330
TTY Phone: 812-542-6895
Fax: 812-948-0147
Medicare is a federal program that helps seniors aged 65+ and those with disabilities or certain diseases receive health insurance. While private memory care room and board costs are not covered by Medicare, your loved one can receive coverage for medically necessary health care services offered in their community.
Besides the typical Medicare coverage, Medicare Advantage Plans can cover everything typical Medicare plans cover while also providing additional help. Special Needs Plans (SNPs) are a type of Medicare Advantage Plan that benefit seniors with dementia by tailoring benefits, drugs, and providers to meet the needs of the individual.
Yes, Kentucky and Indiana have Medicare Savings Programs, which help low-income seniors with Medicare premium costs. Additionally, there’s the Extra Help program for those needing assistance with prescription coverage costs for Medicare Part D. If your loved one is an Indiana resident, they can receive even more help for their Part D costs through HooiserRx.
Between eligibility requirements and the long application process, it may be difficult to understand all your loved one qualifies for under Medicare. However, the coverage is extremely beneficial, especially to seniors who have diseases that require frequent care. Kentucky and Indiana have local resources to help you and your loved one understand Medicare benefits and apply for them. These resources include the State Health Insurance Assistance Program (SHIP) and local Social Security offices linked below.
Beyond these benefits, your loved one has access to the local long-term care ombudsman who protects seniors’ Medicare rights and helps navigate health insurance issues or claims. Additionally, your loved one will have access to the Senior Medicare Patrol in Louisville. This helps seniors and their families recognize health care scams, abuse, and common billing issues that may occur.
Louisville resident Medicare resources
Jefferson County long-term care ombudsman
Natalie Brown-Radtke
Catholic Charities
2911 S. Fourth St.
Louisville, KY 40208
Phone: 502-637-9786
Toll free phone: 800-854-3233
Email: nbrownradtke@archlou.org
Kentucky state long-term care ombudsman
Sherry Culp
Nursing Home Ombudsman Agency of the Bluegrass, Inc.
3138 Custer Drive, Suite 110
Lexington, KY 40517
Phone: 859-277-9215
Toll Free phone: 800-372-2991
Email: sherryculp@ombuddy.org
Office of the Long Term Care Ombudsman
Lynn Clough
402 W. Washington St., Room W451
Indianapolis, IN 46207-7083
Information/complaint phone: 800-622-4484 or 317-232-7134
Fax number: 317-972-3285
Email: longtermcareombudsman@ombudsman.IN.gov
Clark County long-term care ombudsman
Mary Cleavinger
Indiana Legal Services
3303 Plaza Drive, #5
New Albany, IN 47150
Phone: 812-913-7361, ext. 11223
Email: mary.cleavinger@ilsi.net
Louisville Social Security office
601 W. Broadway, Room 101
Louisville, KY 40202
Phone: 866-716-9671
Fax: 833-950-3149
Hours: Monday through Friday, 9 a.m. – 4 p.m.
Louisville Social Security office
601 W. Broadway, Room 101
Louisville, KY 40202
Phone: 866-716-9671
Fax: 833-950-3149
Hours: Monday through Friday, 9 a.m. – 4 p.m.
Different state laws and regulations are in place to ensure memory care facilities meet your loved one’s individual needs in a safe environment. In Kentucky, memory care communities are licensed as assisted living communities with dementia care. Before receiving a dementia care specific license, the assisted living community’s dementia care unit must undergo an on-site inspection.[05]
In Indiana, if a memory care community offers residential nursing care or administers medication it must be licensed as a residential care facility.[06]
Every memory care resident should receive the best individualized care thanks to state laws on staffing requirements. These requirements help enforce quality and adequate care for your loved one.
Kentucky: As mandated by the state, your loved one will receive person-centered care from staff members who receive dementia-specific orientation and annual dementia training. The state also requires sufficient staffing and that only specially trained caregivers work with dementia residents to keep the in good hands.[05]
Indiana: Similar to Kentucky, your loved one will receive qualified care by dementia-trained staff members. However, Indiana requires a specific number of training hours. If a staff member has contact with your loved one, they must undergo a minimum of 6 hours of dementia-specific training annually.[07]
State law ensures your loved one has protected rights within their memory care community. Both Kentucky and Indiana set requirements to help ensure memory care communities meet residents’ individual needs and they’re kept informed.
Kentucky: Your loved one must receive three meals and snacks each day, per regulations. Our partner communities go above and beyond on this, working to accommodate your loved one’s dining hours to meet individual needs. Additionally, memory care facilities must provide assistance with activities of daily living, education on living with dementia, health-related services, person-centered pain management practices, and personalized activities that promote socialization among residents.[05]
Indiana: Memory care facilities must complete an Alzheimer’s and dementia special care unit disclosure form and provide a copy for senior residents. From explaining the care planning process to outlining what type of criteria might cause a discharge or transfer, this form provides the resident and their family with important information specific to that memory care community.[06,07]
The Centers for Disease Control and Prevention (CDC) relaxed their COVID-19 regulations, and states like Kentucky followed their lead in September 2022. Now, senior living care areas, like memory care communities, no longer require masks.[08] However, private memory care communities may still have their own standards in place, so it’s best to check with a prospective community beforehand to learn their protocols.
Meanwhile, the Kentucky Department for Public Health currently follows community-level COVID-19 guidance. While this level of guidance changes, Jefferson County currently falls under a low level of guidance. The area has more relaxed COVID-19 requirements but some recommendations are still in place, like those below.
Masking. Masks are up to a person’s preference, but a mask can be required after an exposure to a COVID-19 infection.
Quarantining. If a person has no symptoms after testing positive for a COVID-19 infection, they should isolate for five days. However, if a person is experiencing symptoms, they should isolate for 10 days. If a person has been in close contact with someone diagnosed with COVID-19 infection, they should be monitored for possible COVID-19 symptoms for 10 days.
Our memory care partner communities work hard to create a sense of security by ensuring their campuses are safe and easy to navigate for seniors with Alzheimer’s disease and other types of dementia. Enriching activity schedules, specialized therapies, and a comfortable environment help your loved one feel safe and at home.
Memory care communities make certain that seniors with memory loss are cared for around the clock. Our memory care partners in Louisville help ensure your loved one’s safety by having 24-hour awake staff. Additionally, about 94% of our memory care partners have specially trained memory care staff members. This means staff have had advanced training in caring for persons with dementia. They are qualified to handle common dementia behaviors, such as the following:
If you’re still concerned about wandering or exit-seeking behaviors, almost all (about 94%) of our memory care partners have secured exits and entrances to prevent this common occurrence.[01] Additionally, if a community does not have Wander Guard or a similar system, it may have an emergency call system in place to help keep your loved one safe from wandering off campus.
Besides receiving daily care services, your loved one will be able to live a fulfilling and active lifestyle in a Louisville memory care community. To achieve this, all of our memory care partners in Louisville have an activity director to give your loved one access to engaging on-site and off-site activities. Your loved one will be able to find something they enjoy with a variety of senior-friendly options. Here are some examples of the activity programming you can expect at our partner memory care communities:
Some memory care communities even offer sensory-based programs — like aromatherapy and pet therapy — to further support your loved one’s emotional well-being. When your loved one isn’t participating in an activity, they can enjoy delicious meals Some of our partners even have special dining programs, professional chefs, and restaurant-style dining experiences.[01]
Staff at memory care communities work hard to tailor care to each individual personality, providing residents with a sense of security and belonging in a familial environment. Many communities go above and beyond personalized care by also offering customizable living spaces. Memory care communities are often furnished, but your loved one is encouraged to decorate their living space with pictures and/or personal touches. These types of additions and changes can help a senior feel more at home in their community.
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Louisville is known for working towards advanced aging health solutions after being named America’s Aging Care Capital by Forbes Magazine. In addition to this achievement, the area has highly rated hospitals. From geriatric clinics to certified stroke centers, your loved one will find specialized care to help them through the aging process and common senior conditions. Here you’ll learn more about the top-rated hospitals in Louisville and how their specialized care may benefit your loved one.
Baptist Health Louisville offers expert care and specialized teams for strokes and heart attacks. The hospital performs highly for these adult conditions, as well as several others, like diabetes, hip replacements, colon cancer surgeries, and more. It ranks No. 1 in Louisville and No. 3 in Kentucky, according to U.S. News and World Report. There are additional locations, so if your loved one resides on the Indiana side of the Louisville area, they may be closer to the Jeffersonville, Indiana, location.
If your loved one is aged 65+, they may access the specialized care at Norton Hospital’s geriatric care services. The hospital helps seniors receive care within their home or community by offering programs dedicated to house calls and on-site care at certain nursing homes. The hospital also provides exceptional stroke care in its Primary Stroke Center, certified by the Joint Commission and the American Stroke Association. Norton is also the University of Louisville School of Medicine teaching hospital, offering fresh perspectives and innovative care. It ranks No. 2 in Louisville and No. 5 in Kentucky, according to U.S. News and World Report.
UofL Health — Jewish Hospital is another distinguished hospital with a geriatric clinic — Republic Bank Optimal Aging Clinic — for seniors aged 65 and older. The hospital also has a certified stroke center and is known for many medical firsts in the U.S., ranking at No. 3 in Louisville and No. 6 in Kentucky, according to U.S. News and World Report.
Almost all (about 94%) of our memory care partners in Louisville offer on-site transportation services. These are typically complimentary, but some communities may require additional fees. Transportation provided by communities is the safest option for seniors with dementia since it ensures a caregiver accompanies them.
Unfortunately, Louisville isn’t easy to get around without your own means of transportation. However, there are public transportation options through the local Transit Authority of River City (TARC) system for visiting friends and family.
The Louisville area is filled with enriching attractions for a variety of preferences. Seniors can enjoy decadent meals and exciting entertainment with their visiting family members and friends. From horseracing to natural wonders, Louisville has many beloved attractions that families can enjoy. The city goes beyond famous food and attractions with wheelchair-friendly parks and cruises along the river.
While every memory care facility offers three meals a day, plus snacks, nothing can beat Kentucky’s Southern staples like burgoo and benedictine. However, one of the most prominent dishes is The Hot Brown, first created at The Brown Hotel in Louisville. This open-faced turkey sandwich is topped with strips of bacon and smothered in deliciously creamy Mornay sauce. If you’re not craving sandwiches, you and your loved one can head to the Prospect neighborhood where Kern’s Kitchen stands. This local eatery developed the delicious, chocolate-filled Kentucky Derby Pie.
Along the TARC bus stops lie the local malls, Mall St. Matthews and Oxmoor Center, where you and your loved one can shop among traditional chain stores. Additionally, there are ample adjacent hotels offering convenience during your visit. One of Louisville’s historic neighborhoods includes the Westport Village, where you can support locally owned businesses from restaurants to shopping destinations.
Louisville has two accessible performing arts areas, one of which — the Kentucky Center for the Performing Arts — offers sensory-friendly performances to accommodate those who may startle easily, such as seniors with dementia. Your loved one can enjoy a more relaxed atmosphere with these performances, which may include the following changes:
The venue also provides additional accommodations for those with physical disabilities, hearing loss, or vision loss.
It’s important for seniors, especially those with dementia, to go outside, get out of their community, and absorb some vitamin D. Luckily, Louisville has many outdoor opportunities for you and your loved one to visit together.
Since Louisville rests along the Ohio River, the city offers multiple riverboat cruises with some wheelchair-accessible options. You and your loved one can enjoy a picnic with a beautiful view on one of the riverboats, or after visiting, you can settle down during a sunset cruise. And don’t forget to ask about discounted rates for seniors aged 65 and older.
Besides cruises, the Louisville area has nearly 60 miles of hiking trails. Your loved one can enjoy the wheelchair-accessible option — Tulip Tree Trail — in Jefferson Memorial Forest, one of the largest city-owned forests in the United States.
Families and their loved ones can enjoy many famous attractions in the Louisville area. One of the most legendary racetracks, Churchill Downs, lies inside the Louisville city limits. Locals and visitors alike dress up in full Southern attire to attend the famous Kentucky Derby. The racetrack can’t store wheelchairs, but it does have accessibility shuttles to and from the parking lots. While it is a beloved pastime for all visitors, it’s important that caregivers accompany seniors with dementia to the event.
In addition to the famous racetrack, adults and children love the underground Louisville Mega Cavern. Tours with wheelchair-accessible options are available in the Mega Tram, which delves deep to explore the cavern.
Magnolia Springs Louisville, Sunrise of Louisville and Traditions at Beaumont are the top-rated Memory Care facilities near Louisville, KY. These Memory Care facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Memory Care in Louisville is $4,594 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
A Place for Mom. (2022). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran status (S2101): Jefferson County, Kentucky [Data set]. American Community Survey.
Commonwealth of Kentucky Cabinet for Health and Family Services. Home and community based waiver.
Indiana Medicaid for Members. Aged and disabled waiver.
Assisted Living Communities, Kentucky General Assembly § 194A.700 – 194A.729 (2000 & rev. 2022).
U.S. Department of Health and Human Services Assistant Secretary for Planning and Evaluation Office of Disability, Aging and Long-Term Care Policy. (2015 June). State regulatory files: Indiana. In Compendium of Residential Care and Assisted Living Regulations and Policy: 2015 edition.
Residential Regulations, Indiana State Department of Health Division of Long-Term Care § 410 IAC 16.2-5 (1997 & rev. 2008).
Cabinet for Health and Family Services. (2022, Sept. 16). Provider guidance memo: Face coverings in long-term care and senior living congregate care settings.
Kentucky Department of Public Health. {2022, July 27). Have you been exposed to or tested positive for COVID-19?
United States Census Bureau. (2021). Age and sex (S0101): Jefferson County, Kentucky [Data set]. American Community Survey.
United States Census Bureau. (2021). Population 65 years and over in The United States (S0103): Jefferson County, Kentucky [Data set]. American Community Survey.
U.S. News and World Report. Best hospitals in Louisville, KY.
Martinson, M. (2023, March 29). Personal communication [Phone interview].
Ask an A Place for Mom local advisor at no cost.
A Place for Mom. (2022). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran status (S2101): Jefferson County, Kentucky [Data set]. American Community Survey.
Commonwealth of Kentucky Cabinet for Health and Family Services. Home and community based waiver.
Indiana Medicaid for Members. Aged and disabled waiver.
Assisted Living Communities, Kentucky General Assembly § 194A.700 – 194A.729 (2000 & rev. 2022).
U.S. Department of Health and Human Services Assistant Secretary for Planning and Evaluation Office of Disability, Aging and Long-Term Care Policy. (2015 June). State regulatory files: Indiana. In Compendium of Residential Care and Assisted Living Regulations and Policy: 2015 edition.
Residential Regulations, Indiana State Department of Health Division of Long-Term Care § 410 IAC 16.2-5 (1997 & rev. 2008).
Cabinet for Health and Family Services. (2022, Sept. 16). Provider guidance memo: Face coverings in long-term care and senior living congregate care settings.
Kentucky Department of Public Health. {2022, July 27). Have you been exposed to or tested positive for COVID-19?
United States Census Bureau. (2021). Age and sex (S0101): Jefferson County, Kentucky [Data set]. American Community Survey.
United States Census Bureau. (2021). Population 65 years and over in The United States (S0103): Jefferson County, Kentucky [Data set]. American Community Survey.
U.S. News and World Report. Best hospitals in Louisville, KY.
Martinson, M. (2023, March 29). Personal communication [Phone interview].