Nursing homes, also called skilled nursing facilities, provide 24-hour nursing and personal care for seniors. Nursing homes offer the highest level of care for seniors who need long-term or short-term medical care but don’t need hospitalization. Elderly adults who need long-term care at a nursing home often have severe physical or cognitive health conditions that require 24-hour nursing care. They may be incontinent, unable to eat independently, or unable to transfer from bed to a wheelchair without the assistance of a staff member.
Nursing homes play a crucial role in post-hospitalization care. They offer short-term rehabilitation for seniors recovering from illnesses, accidents or surgery. Rehab care focuses on restoring mobility, strength, and function so seniors can get back to their normal activities.
Nursing homes provide a distinctly higher level of medical care than other types of senior living, such as independent living, assisted living, and memory care. Nursing homes can also be called “care homes,” “skilled rehab facilities,” or “long-term care facilities.”
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Elderly nursing home residents often have significant physical or mental health conditions that require long-term, 24-hour nursing and personal care. Seniors who can no longer lift themselves out of bed or who require daily skilled nursing are often ineligible for assisted living or memory care and may need nursing home care.
Many seniors are a better fit for assisted living or memory care. Consider these options before deciding on a nursing home.
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Finding a nursing home for your loved one may feel overwhelming. You may have many different facilities to choose from, so how do you know which one is right? Start with your family member’s prioritized needs and consider the facility’s medical services and ratings.
Ultimately, there’s no substitute for visiting and experiencing a typical day at the nursing home. As you tour different facilities, be sure to ask whether the nursing home you’re visiting is Medicare or Medicaid certified and licensed if you plan on using your benefits to help cover your care costs there. You can also check the facility’s rating on the Medicare website.
Use these resources to discover what to look for when searching for a nursing home and how to find the best nursing homes near you.
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Nursing homes are more expensive than assisted living or memory care because they require medically trained staff and more supervision. Nursing homes may cost twice as much as assisted living or memory care facilities in your area.
Paying for a nursing home is not always straightforward, and families can use multiple sources to cover nursing home costs. Often, some nursing home care can be covered with Social Security, Medicare, Medicaid, or veterans benefits. Short-term stays in skilled nursing facilities for rehabilitation may be covered by Medicare, while indefinite stays in a nursing home will require some out-of-pocket payment for rent and meals. Learning how to pay for nursing home care now can help you plan for your future needs.
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